Tag: mortgage

All the articles with the tag "mortgage".

• APRA 3% Serviceability Buffer and Borrowing Power 2026: How Much Can You Borrow in Australia?

  Updated: 21 Jul, 2026

  Explains how APRA's 3% serviceability buffer works for home loan assessments in Australia, the debt-to-income ratio restrictions introduced in 2026, and the practical impact on how much home buyers can borrow. Sourced from APRA.

• Australian Home Loan Comparison 2026: Big Four Banks vs Online Lenders

  1 May, 2026

  Side-by-side comparison of Australian home loan rates from Commonwealth Bank, Westpac, NAB, ANZ, and online lenders like Athena, Unloan, and Up. Updated for RBA cash rate decisions in 2026.

• How Much Deposit Do You Need for a House in Australia in 2026

  22 Mar, 2026

  Guide to deposit requirements for Australian home loans in 2026. LVR ratios, LMI thresholds, and savings strategies for first-time buyers.